Account-holder articles

Articles written for individual account holders, kept for reference and not indexed. SEPira(k) sells to institutions; account holders open accounts with their bank, custodian, or administrator.

Institutional readers — custodians, TPAs, trust companies, banks — start at the notes written for you →

May 1, 2026

The Retirement Potential of Self-Directed IRAs and Solo 401(k)s

A comprehensive guide to understanding your full range of retirement savings options, maximizing contribution limits, and taking control of your financial future beyond the stock market.

May 1, 2026

The Self-Directed IRA: Take Control of Your Retirement

Thinking about taking your retirement strategy into your own hands? Here is a breakdown of why a Self-Directed IRA might be the missing piece of your investment puzzle.

May 1, 2026

The W-2 Employee's Guide to Self-Directed IRAs

Think Self-Directed IRAs are only for entrepreneurs and side-hustlers? Think again. If you have a W-2 job and a desire for more control, the SDIRA might be the most powerful retirement tool you have never considered.

May 1, 2026

Contribution Rules, Limits, and Best Practices for a Solo 401(k) — 2026 Update

Updated for 2026: A solo 401(k) offers some of the highest contribution limits of any retirement plan. Get the latest limits, rules, and best practices to maximize your contributions this year.

May 1, 2026

Can I Have a 401(k) and a Solo 401(k)? — 2026 Update

Got a 401(k) from your employer? You can save even more with a Solo 401(k). Learn how to accelerate your savings with a Solo 401(k) on top of a regular 401(k) plan with updated 2026 limits.

May 1, 2026

How a Self-Directed Solo 401(k) Plan Works and How to Set One Up — 2026 Update

Most people think retirement accounts are limited to stocks, bonds, and mutual funds. A self-directed Solo 401(k) changes that entirely. Updated for 2026 with the latest rules and setup steps.

May 1, 2026

Roth Solo 401(k) vs Roth IRA: Which Is Best For You? — 2026 Update

Both are Roth retirement plans — but the differences in contribution limits, income eligibility, and loan access make one a clear winner for most solopreneurs. Updated with 2026 limits.

May 1, 2026

Solo 401(k) vs SEP IRA: Which Is Best For You? — 2026 Update

Both plans are popular with self-employed individuals — but the differences in contribution limits, loan access, and Roth flexibility make one the clear winner for most solopreneurs in 2026.

May 1, 2026

What Happens to My 401(k) After I Left My Job to Start a Business? — 2026 Update

Ready to leap into full-time entrepreneurship? Don't forget to roll over your 401(k). Updated for 2026 with the latest rollover options, limits, and the new mandatory Roth catch-up rule.

Disclaimer: This content is for educational and informational purposes only and does not constitute financial, tax, or legal advice. Investing through a Self-Directed IRA (SDIRA) or Solo 401(k) involves high risk and complex IRS regulations. Strategies that work for one investor may not be suitable for another. Before making any investment decisions or establishing a new retirement account, we strongly recommend conducting your own due diligence and consulting with qualified professionals, such as a Certified Public Accountant (CPA), tax attorney, or financial advisor.